Privacy Policy

Last Updated: May 16, 2025

WHO WE ARE

Veteran Bright Insurance is a licensed lead generation service that connects veterans with independent, licensed insurance professionals. We are NOT an insurance company, insurance agent, or insurance broker. We do not sell insurance directly and do not provide financial advice.

IMPORTANT DISCLOSURE

When you submit your information to Veteran Bright Insurance:

• You are requesting that we share your information with independent, licensed insurance agents who may contact you
• We will ONLY share your information with the specific agents you authorize
• Your information is NOT sold to data brokers or marketing companies
• You may receive calls, texts, and emails from licensed agents about insurance products

WHAT INFORMATION WE COLLECT

When You Provide It:

• Name, phone number, email address, zip code
• Your insurance interests and coverage needs
• Age range and military service information

Automatically Collected:

• Browser type and device information
• Pages you visit on our website
• Your IP address

HOW WE USE YOUR INFORMATION

We use your information ONLY to:

1. Share with licensed insurance agents you authorized
2. Comply with legal requirements
3. Improve our website security and performance
4. Prevent fraud

YOUR INFORMATION IS NOT:

• Sold to third parties
• Used for purposes other than connecting you with agents
• Shared with companies unrelated to insurance
• Used for marketing other financial products

HOW WE SHARE YOUR INFORMATION

Your information is shared ONLY with:

• Licensed insurance agents who are legally authorized to contact you about insurance
• Government agencies if required by law
• Service providers who help us operate our website (under strict confidentiality agreements)

We specifically DO NOT share your information with:

• Data brokers
• Marketing companies
• Non-licensed entities
• Any company outside the insurance industry (unless required by law)

TELEMARKETING COMPLIANCE (IMPORTANT)

By submitting your information, you consent to receive contact from licensed insurance agents. This may include:

• Phone calls
• Text messages (SMS)
• Emails

You can opt out at any time:

• Text "STOP" to any text message from an agent
• Request removal by calling our customer service
• Email us to request removal from our list
• Click any unsubscribe link in email communications

We will process your opt-out request within 5 business days.

YOUR RIGHTS

You can:

• Request to see what information we have about you
• Request that we delete your information
• Opt out of all contact at any time
• Ask questions about how your information is used

To exercise these rights, contact us at [YOUR EMAIL ADDRESS]

DATA SECURITY

We use industry-standard security measures to protect your information. However, no online system is 100% secure.

DATA RETENTION

We keep your information only as long as needed to:

• Deliver your request to agents
• Comply with legal requirements
• Maintain records of your consent

After you opt out, we delete or anonymize your information within 30 days.

CHILDREN

We do not knowingly collect information from anyone under 18 years old. Our service is for adults only.

STATE-SPECIFIC RIGHTS

California Residents:
You have the right to know what information we collect, delete your information, and opt out of information sharing. You may submit these requests by emailing us.

Other States:
You have the right to opt out of contact and request deletion of your information at any time.

CHANGES TO THIS POLICY

We may update this policy. We will notify you of major changes by updating the "Last Updated" date above.

CONTACT US

If you have questions about this privacy policy or want to exercise your rights:

• Email: [YOUR EMAIL]
• Phone: [YOUR PHONE NUMBER]
• Mailing Address: [YOUR ADDRESS]

Response time: We will respond to requests within 10 business days.

COMPLIANCE STATEMENT

Veteran Bright Insurance complies with:

• Federal Trade Commission (FTC) regulations
• Telephone Consumer Protection Act (TCPA)
• CAN-SPAM Act
• State insurance regulations
• California Consumer Privacy Act (CCPA)
• State opt-out requirements